What Indiana still offers after the federal credit ended
Every incentive on this page is verified against Indiana government sources - and the expired ones salespeople still quote are called out.
The 30% federal solar tax credit ended for installations finished after December 31, 2025 - Francisco systems completed in 2026 get $0 from it.
Under Indiana's export rules, compensation for surplus power decides the payback - which typically runs 10-14 years on unsubsidized 2026 math.
Installed home solar for Francisco homeowners averages about $2.58 a watt across the U.S. marketplace - roughly $30,960 for a 12 kW system before incentives.
If a salesperson in Francisco tells you a 30% federal tax credit applies to your 2026 installation, they are quoting a dead law. What may still exist: Indiana's own incentives and tax treatment, listed below, and lease/PPA arrangements where a company claims commercial credits - in which case the credit belongs to them, not you.
Leased and PPA systems deserve extra scrutiny in 2026: the sales pitch often bundles 'tax savings' that now accrue to the leasing company under separate commercial rules - not to you. Get every claimed saving in writing, attributed to a specific law, before signing a 20-25 year contract.
The 2026 numbers
| System size | Installed price (marketplace avg) | Notes |
|---|---|---|
| 6 kW | $15,480 | Small roof / low usage |
| 8 kW | $20,640 | Typical starter system |
| 10 kW | $25,800 | Family home with AC |
| 12 kW | $30,960 | Large home / EV charging |
| Home battery (optional) | $12,000-$16,000 | Backup power + self-consumption |
Get solar quotes for Francisco
These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.
Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.
Indiana rules that decide your payback
| Rule | Indiana status |
|---|---|
| Export compensation (net metering) | Retail net metering is closed to new residential customers in Indiana; a homeowner going solar in 2026 takes an "excess distributed generation" (EDG) tariff under which only the electricity that flows back to the grid (outflow, measured instantaneously against on-site use) is credited, at a commission-approved rate equal to the supplier's average marginal price of electricity during the most recent calendar year multiplied by 1.25 — well below the retail rate the customer pays for inflow. |
| State incentive | No state-level incentive; utility rebates may apply |
| Sales tax on the system | Not exempt - taxed like any purchase |
Netting is instantaneous rather than monthly — only power exported at the exact moment production exceeds household use earns the low EDG credit, so self-consumption matters far more than under old net metering; and any unused EDG credit balance is forfeited (passed back to other ratepayers) when the customer stops taking service at that premises.
This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.
What this means for Francisco roofs
Beware of any 2026 payback estimate that looks as good as the 2025 ones: with the federal credit gone, a third of the old subsidy math vanished. If a sales projection has not gotten noticeably worse since 2025, it is hiding something - usually an inflated utility-rate escalation assumption.
This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.
Getting Francisco quotes
Marketplace platforms collect bids from multiple IN installers against the same spec, which is the only clean way to compare - same roof, same size, different prices. Getting quotes is free and does not commit you to anything; prices come from the installers, never from this site.
This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.
Common questions
Do I need a battery with my solar?
Not necessarily. Under full retail net metering, the grid effectively stores your surplus for free. Batteries earn their $12,000-16,000 price where export rates are low, outages are common, or time-of-use rates make evening self-consumption valuable.
How long do solar panels actually last?
Panels are typically warrantied for 25 years of production and commonly outlive it, losing about 0.5% output per year. Inverters are the component that usually needs replacement - typically once, around year 12-15, at a few thousand dollars.
Does solar raise my property taxes?
It depends on the state - many exempt solar's added home value from property tax, others do not, and some exemptions have expiration dates. This guide's state page lists the verified rule and source for your state.
What happens if my installer goes out of business?
Panel and inverter warranties come from the manufacturers and survive, but the workmanship warranty usually dies with the company. That is a real risk in the post-credit shakeout - prefer installers with years of local history, and get manufacturer-backed workmanship coverage where offered.
What is net metering and why does it decide everything?
It is the rule for how your utility credits electricity you export. Full retail net metering credits exports at the same rate you pay - the grid works like a free battery. Net billing or avoided-cost rules pay far less per exported kWh, which lengthens payback and strengthens the case for a home battery.
Get solar quotes for Francisco
These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.
Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.