Home Solar Cost Guide

What Indiana still offers after the federal credit ended

Every incentive on this page is verified against Indiana government sources - and the expired ones salespeople still quote are called out.

The 30% federal solar tax credit ended for installations finished after December 31, 2025 - Leo-Cedarville systems completed in 2026 get $0 from it.

Under Indiana's export rules, compensation for surplus power decides the payback - which typically runs 10-14 years on unsubsidized 2026 math.

Installed home solar for Leo-Cedarville homeowners averages about $2.58 a watt across the U.S. marketplace - roughly $30,960 for a 12 kW system before incentives.

If a salesperson in Leo-Cedarville tells you a 30% federal tax credit applies to your 2026 installation, they are quoting a dead law. What may still exist: Indiana's own incentives and tax treatment, listed below, and lease/PPA arrangements where a company claims commercial credits - in which case the credit belongs to them, not you.

Leased and PPA systems deserve extra scrutiny in 2026: the sales pitch often bundles 'tax savings' that now accrue to the leasing company under separate commercial rules - not to you. Get every claimed saving in writing, attributed to a specific law, before signing a 20-25 year contract.

Clay tile roof with a solar array under strong southwestern sun
House at dusk with rooftop solar and warm window lights
Aerial view of a suburban block with several solar roofs
Tilted solar racking on a flat roof section of a ranch home

The 2026 numbers

System sizeInstalled price (marketplace avg)Notes
6 kW$15,480Small roof / low usage
8 kW$20,640Typical starter system
10 kW$25,800Family home with AC
12 kW$30,960Large home / EV charging
Home battery (optional)$12,000-$16,000Backup power + self-consumption
The U.S. marketplace average for installed home solar is about $2.58 per watt - roughly $31,000 for a typical 12 kW system before incentives.Source: EnergySage marketplace pricing data, continuously updated (early 2026)

Get solar quotes for Leo-Cedarville

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
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Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.

Indiana rules that decide your payback

RuleIndiana status
Export compensation (net metering)Retail net metering is closed to new residential customers in Indiana; a homeowner going solar in 2026 takes an "excess distributed generation" (EDG) tariff under which only the electricity that flows back to the grid (outflow, measured instantaneously against on-site use) is credited, at a commission-approved rate equal to the supplier's average marginal price of electricity during the most recent calendar year multiplied by 1.25 — well below the retail rate the customer pays for inflow.
State incentiveNo state-level incentive; utility rebates may apply
Sales tax on the systemNot exempt - taxed like any purchase

Netting is instantaneous rather than monthly — only power exported at the exact moment production exceeds household use earns the low EDG credit, so self-consumption matters far more than under old net metering; and any unused EDG credit balance is forfeited (passed back to other ratepayers) when the customer stops taking service at that premises.

Retail net metering is closed to new residential customers in Indiana; a homeowner going solar in 2026 takes an "excess distributed generation" (EDG) tariff under which only the elSource: Indiana regulator / utility filing

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Rooftop solar array in a clean grid on an asphalt shingle roof

What this means for Leo-Cedarville roofs

Beware of any 2026 payback estimate that looks as good as the 2025 ones: with the federal credit gone, a third of the old subsidy math vanished. If a sales projection has not gotten noticeably worse since 2025, it is hiding something - usually an inflated utility-rate escalation assumption.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Getting Leo-Cedarville quotes

Same-day contracts are a red flag in this industry. Legitimate IN installers expect you to compare bids, check licenses, and read the interconnection terms. Anyone pressuring you to sign at the kitchen table is pricing in your haste.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Common questions

Should I lease, get a PPA, or buy?

Buying keeps all savings and any incentives with you. Leases and PPAs put a company's equipment on your roof for 20-25 years, complicate a home sale, and in 2026 any tax benefits they advertise belong to the company under commercial rules - not to you. Read escalator clauses carefully.

Is my roof even suitable for solar?

Three things decide it: orientation (south-facing is best in the U.S., east-west workable), shade (trees or taller buildings across midday hours can sink the math), and roof age (if the shingles have under 10 years left, reroof first - removing and reinstalling panels later costs thousands). Any honest installer assesses all three before quoting a number.

What happens if my installer goes out of business?

Panel and inverter warranties come from the manufacturers and survive, but the workmanship warranty usually dies with the company. That is a real risk in the post-credit shakeout - prefer installers with years of local history, and get manufacturer-backed workmanship coverage where offered.

Is there still a federal solar tax credit in 2026?

No. The 30% Residential Clean Energy Credit was repealed effective for systems placed in service after December 31, 2025, per the IRS. Only systems finished by the end of 2025 qualified. State-level incentives are separate and some survive - check the state page in this guide.

Is solar still worth it without the federal credit?

It depends mostly on your state's export rules and your daytime usage. Paybacks lengthened by roughly a third when the credit ended, but rising electricity rates and record-cheap hardware keep the math workable in states with decent export compensation - and marginal where exports pay avoided cost only.

Get solar quotes for Leo-Cedarville

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
ModernizeMatches you with vetted installers in your areaGet matched with local installers

Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.