Home Solar Cost Guide

What New York pays for your exported solar power

Export compensation is the single biggest payback lever in 2026. Here is New York's current rule in plain words, with the official source.

Under New York's export rules, compensation for surplus power decides the payback - which typically runs 10-14 years on unsubsidized 2026 math.

Installed home solar for Pelham Manor homeowners averages about $2.58 a watt across the U.S. marketplace - roughly $30,960 for a 12 kW system before incentives.

Pelham Manor, New York has about 5,613 residents, and its solar quotes are built from system size, roof complexity and export rules - not the town name.

Beware of any 2026 payback estimate that looks as good as the 2025 ones: with the federal credit gone, a third of the old subsidy math vanished. If a sales projection has not gotten noticeably worse since 2025, it is hiding something - usually an inflated utility-rate escalation assumption.

Whether solar still pays in New York after the federal credit's end comes down to arithmetic, not ideology: installed cost (about $2.58 a watt at the marketplace average), what your utility pays for exports, and how much of your generation you use yourself. High self-consumption - daytime usage, EV charging, batteries - is now the biggest lever.

Residential utility meter with conduit running toward the roof
String inverter on an exterior wall beside the service panel
Home battery and inverter mounted on a garage wall with conduit
Rooftop solar array in a clean grid on an asphalt shingle roof

The 2026 numbers

System sizeInstalled price (marketplace avg)Notes
6 kW$15,480Small roof / low usage
8 kW$20,640Typical starter system
10 kW$25,800Family home with AC
12 kW$30,960Large home / EV charging
Home battery (optional)$12,000-$16,000Backup power + self-consumption
The U.S. marketplace average for installed home solar is about $2.58 per watt - roughly $31,000 for a typical 12 kW system before incentives.Source: EnergySage marketplace pricing data, continuously updated (early 2026)

Get solar quotes for Pelham Manor

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
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Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.

New York rules that decide your payback

RuleNew York status
Export compensation (net metering)Traditional (Phase One) net metering is still available for residential rooftop solar up to 25 kW - the customer is billed only for net electricity consumed and surplus kWh roll forward as credits - but any system interconnected on or after January 1, 2022 also pays a monthly Customer Benefit Contribution (CBC) charge based on DC nameplate size (2026 residential rates $0.97-$1.67 per kW-month depending on utility), while larger and front-of-meter projects are compensated under the VDER Value Stack instead.
State incentiveNY State Solar Energy System Equipment Credit (25% of qualified expenditures, capped at $5,000, non-refundable with 5-year carryover) plus the NY-Sun MW Block incentive administered by NYSERDA (per-watt, varies by region and block; Upstate Residential Block 14 was the active residential block as of 2026)
Sales tax on the systemExempt
Property tax on added home valueExcluded

The RPTL 487 property tax exemption runs only 15 years and each county, city, town, village and school district may individually opt out of it, so the exemption is not guaranteed everywhere; New York City separately runs its own solar property tax abatement program.

Traditional (Phase One) net metering is still available for residential rooftop solar up to 25 kW - the customer is billed only for net electricity consumed and surplus kWh roll foSource: New York regulator / utility filing

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

House at dusk with rooftop solar and warm window lights

What this means for Pelham Manor roofs

Whether solar still pays in New York after the federal credit's end comes down to arithmetic, not ideology: installed cost (about $2.58 a watt at the marketplace average), what your utility pays for exports, and how much of your generation you use yourself. High self-consumption - daytime usage, EV charging, batteries - is now the biggest lever.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Getting Pelham Manor quotes

Marketplace platforms collect bids from multiple NY installers against the same spec, which is the only clean way to compare - same roof, same size, different prices. Getting quotes is free and does not commit you to anything; prices come from the installers, never from this site.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Common questions

How much does home solar cost in 2026?

The U.S. marketplace average is about $2.58 per watt installed - roughly $15,500 for a 6 kW system and $31,000 for 12 kW, before any state incentives. Quotes meaningfully above that level deserve a written explanation of what justifies the premium.

What is net metering and why does it decide everything?

It is the rule for how your utility credits electricity you export. Full retail net metering credits exports at the same rate you pay - the grid works like a free battery. Net billing or avoided-cost rules pay far less per exported kWh, which lengthens payback and strengthens the case for a home battery.

Is solar still worth it without the federal credit?

It depends mostly on your state's export rules and your daytime usage. Paybacks lengthened by roughly a third when the credit ended, but rising electricity rates and record-cheap hardware keep the math workable in states with decent export compensation - and marginal where exports pay avoided cost only.

Does solar raise my property taxes?

It depends on the state - many exempt solar's added home value from property tax, others do not, and some exemptions have expiration dates. This guide's state page lists the verified rule and source for your state.

Is there still a federal solar tax credit in 2026?

No. The 30% Residential Clean Energy Credit was repealed effective for systems placed in service after December 31, 2025, per the IRS. Only systems finished by the end of 2025 qualified. State-level incentives are separate and some survive - check the state page in this guide.

Get solar quotes for Pelham Manor

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
ModernizeMatches you with vetted installers in your areaGet matched with local installers

Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.

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