Home Solar Cost Guide

What New Jersey still offers after the federal credit ended

Every incentive on this page is verified against New Jersey government sources - and the expired ones salespeople still quote are called out.

The 30% federal solar tax credit ended for installations finished after December 31, 2025 - Secaucus systems completed in 2026 get $0 from it.

Under New Jersey's export rules, compensation for surplus power decides the payback - which typically runs 10-14 years on unsubsidized 2026 math.

Installed home solar for Secaucus homeowners averages about $2.58 a watt across the U.S. marketplace - roughly $30,960 for a 12 kW system before incentives.

If a salesperson in Secaucus tells you a 30% federal tax credit applies to your 2026 installation, they are quoting a dead law. What may still exist: New Jersey's own incentives and tax treatment, listed below, and lease/PPA arrangements where a company claims commercial credits - in which case the credit belongs to them, not you.

Leased and PPA systems deserve extra scrutiny in 2026: the sales pitch often bundles 'tax savings' that now accrue to the leasing company under separate commercial rules - not to you. Get every claimed saving in writing, attributed to a specific law, before signing a 20-25 year contract.

Clay tile roof with a solar array under strong southwestern sun
House at dusk with rooftop solar and warm window lights
Aerial view of a suburban block with several solar roofs
Tilted solar racking on a flat roof section of a ranch home

The 2026 numbers

System sizeInstalled price (marketplace avg)Notes
6 kW$15,480Small roof / low usage
8 kW$20,640Typical starter system
10 kW$25,800Family home with AC
12 kW$30,960Large home / EV charging
Home battery (optional)$12,000-$16,000Backup power + self-consumption
The U.S. marketplace average for installed home solar is about $2.58 per watt - roughly $31,000 for a typical 12 kW system before incentives.Source: EnergySage marketplace pricing data, continuously updated (early 2026)

Get solar quotes for Secaucus

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
ModernizeMatches you with vetted installers in your areaGet matched with local installers

Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.

New Jersey rules that decide your payback

RuleNew Jersey status
Export compensation (net metering)Full retail-rate net metering: homeowners receive full retail credit on their utility bill for every kWh their system produces over a 12-month annualized cycle, systems must be sized not to exceed the customer's annual electric needs, and any excess generation existing when a customer switches suppliers or changes their anniversary date is credited at the wholesale Locational Marginal Price rather than retail.
State incentiveSuccessor Solar Incentive (SuSI) Program - Administratively Determined Incentive (ADI) sub-program, which pays residential net-metered systems SREC-IIs for 15 years; the Board cut the residential rate from $85/MWh to $77/MWh for all registrations received on or after July 27, 2026, and opened a 300 MW residential block for Energy Year 2027 on June 1, 2026 (first-come, first-served until subscribed or June 1, 2027)
Sales tax on the systemExempt
Property tax on added home valueExcluded

The residential ADI block is chronically oversubscribed - registrations ran ~5.2 MW/week in EY2026 and the Board had to move 35 MW from the non-residential segment in April 2026 to keep the residential block from closing early - so homeowners should confirm block capacity remains before signing.

Full retail-rate net metering: homeowners receive full retail credit on their utility bill for every kWh their system produces over a 12-month annualized cycle, systems must be sizSource: New Jersey regulator / utility filing

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Rooftop solar array in a clean grid on an asphalt shingle roof

What this means for Secaucus roofs

Beware of any 2026 payback estimate that looks as good as the 2025 ones: with the federal credit gone, a third of the old subsidy math vanished. If a sales projection has not gotten noticeably worse since 2025, it is hiding something - usually an inflated utility-rate escalation assumption.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Getting Secaucus quotes

Before requesting quotes, have your last 12 months of electricity bills handy - system sizing should follow your real usage, not a salesperson's template. A bid sized far above your usage is a margin play, especially now that surplus export pays less in most states.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Common questions

How do I check if a solar quote is fair?

Divide the total price by the system's wattage. The U.S. marketplace average is about $2.58 per watt installed; $2.30-3.00 covers most fair quotes depending on roof complexity. Above that, ask exactly what you are paying extra for - in writing.

Is my roof even suitable for solar?

Three things decide it: orientation (south-facing is best in the U.S., east-west workable), shade (trees or taller buildings across midday hours can sink the math), and roof age (if the shingles have under 10 years left, reroof first - removing and reinstalling panels later costs thousands). Any honest installer assesses all three before quoting a number.

What is net metering and why does it decide everything?

It is the rule for how your utility credits electricity you export. Full retail net metering credits exports at the same rate you pay - the grid works like a free battery. Net billing or avoided-cost rules pay far less per exported kWh, which lengthens payback and strengthens the case for a home battery.

Does solar raise my property taxes?

It depends on the state - many exempt solar's added home value from property tax, others do not, and some exemptions have expiration dates. This guide's state page lists the verified rule and source for your state.

How much does home solar cost in 2026?

The U.S. marketplace average is about $2.58 per watt installed - roughly $15,500 for a 6 kW system and $31,000 for 12 kW, before any state incentives. Quotes meaningfully above that level deserve a written explanation of what justifies the premium.

Get solar quotes for Secaucus

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
ModernizeMatches you with vetted installers in your areaGet matched with local installers

Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.

Prices in nearby cities

Shiloh · Ship Bottom · Shrewsbury · Somerdale · Somers Point · Somerville · South Amboy · South Bound Brook · South Plainfield · South River · South Toms River · Spotswood

All New Jersey cities

National price ranges and what moves them