Home Solar Cost Guide

What Montana still offers after the federal credit ended

Every incentive on this page is verified against Montana government sources - and the expired ones salespeople still quote are called out.

The 30% federal solar tax credit ended for installations finished after December 31, 2025 - Superior systems completed in 2026 get $0 from it.

Under Montana's export rules, compensation for surplus power decides the payback - which typically runs 10-14 years on unsubsidized 2026 math.

Installed home solar for Superior homeowners averages about $2.58 a watt across the U.S. marketplace - roughly $30,960 for a 12 kW system before incentives.

Leased and PPA systems deserve extra scrutiny in 2026: the sales pitch often bundles 'tax savings' that now accrue to the leasing company under separate commercial rules - not to you. Get every claimed saving in writing, attributed to a specific law, before signing a 20-25 year contract.

The federal Residential Clean Energy Credit - the 30% one every solar ad still quotes - was repealed by the One Big Beautiful Bill Act signed July 4, 2025. Per the IRS, it is not available for any system placed in service after December 31, 2025, and 'placed in service' means the installation completion date, not the contract date.

Clay tile roof with a solar array under strong southwestern sun
House at dusk with rooftop solar and warm window lights
Aerial view of a suburban block with several solar roofs
Tilted solar racking on a flat roof section of a ranch home

The 2026 numbers

System sizeInstalled price (marketplace avg)Notes
6 kW$15,480Small roof / low usage
8 kW$20,640Typical starter system
10 kW$25,800Family home with AC
12 kW$30,960Large home / EV charging
Home battery (optional)$12,000-$16,000Backup power + self-consumption
The U.S. marketplace average for installed home solar is about $2.58 per watt - roughly $31,000 for a typical 12 kW system before incentives.Source: EnergySage marketplace pricing data, continuously updated (early 2026)

Get solar quotes for Superior

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
ModernizeMatches you with vetted installers in your areaGet matched with local installers

Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.

Montana rules that decide your payback

RuleMontana status
Export compensation (net metering)Montana statute requires utilities to offer net metering to customer-generators whose solar, wind or hydropower facility has a generating capacity of not more than 50 kilowatts (MCA 69-8-103), measuring net electricity each billing period and crediting excess kilowatt-hours on the following month's bill (MCA 69-8-603).
State incentiveNonfossil Energy Generation property tax exemption (MCA 15-6-224) - up to $20,000 of capital investment value on a single-family residential dwelling, exempt for 10 years following installation; Montana's former residential alternative energy income tax credit (MCA 15-32-201) was repealed in 2021.
Sales tax on the systemExempt
Property tax on added home valueExcluded

Montana wipes the slate clean once a year: on January 1, April 1, July 1 or October 1, any remaining unused kilowatt-hour credit accumulated during the previous 12 months 'must be granted to the electricity supplier, without any compensation to the customer-generator' - unlike Wyoming, which at least pays avoided cost, Montana pays nothing, so an oversized system donates its surplus to the utility.

Montana statute requires utilities to offer net metering to customer-generators whose solar, wind or hydropower facility has a generating capacity of not more than 50 kilowatts (MCSource: Montana regulator / utility filing

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Rooftop solar array in a clean grid on an asphalt shingle roof

What this means for Superior roofs

Whether solar still pays in Montana after the federal credit's end comes down to arithmetic, not ideology: installed cost (about $2.58 a watt at the marketplace average), what your utility pays for exports, and how much of your generation you use yourself. High self-consumption - daytime usage, EV charging, batteries - is now the biggest lever.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Getting Superior quotes

Same-day contracts are a red flag in this industry. Legitimate MT installers expect you to compare bids, check licenses, and read the interconnection terms. Anyone pressuring you to sign at the kitchen table is pricing in your haste.

This guide is research, not advice: an independent summary of published prices and state rules. It is not an installer, lender or tax advisor - verify incentive eligibility with a licensed tax professional before relying on it.

Common questions

Is solar still worth it without the federal credit?

It depends mostly on your state's export rules and your daytime usage. Paybacks lengthened by roughly a third when the credit ended, but rising electricity rates and record-cheap hardware keep the math workable in states with decent export compensation - and marginal where exports pay avoided cost only.

How long do solar panels actually last?

Panels are typically warrantied for 25 years of production and commonly outlive it, losing about 0.5% output per year. Inverters are the component that usually needs replacement - typically once, around year 12-15, at a few thousand dollars.

How do I check if a solar quote is fair?

Divide the total price by the system's wattage. The U.S. marketplace average is about $2.58 per watt installed; $2.30-3.00 covers most fair quotes depending on roof complexity. Above that, ask exactly what you are paying extra for - in writing.

How much does home solar cost in 2026?

The U.S. marketplace average is about $2.58 per watt installed - roughly $15,500 for a 6 kW system and $31,000 for 12 kW, before any state incentives. Quotes meaningfully above that level deserve a written explanation of what justifies the premium.

Do I need a battery with my solar?

Not necessarily. Under full retail net metering, the grid effectively stores your surplus for free. Batteries earn their $12,000-16,000 price where export rates are low, outages are common, or time-of-use rates make evening self-consumption valuable.

Get solar quotes for Superior

These platforms collect bids from licensed installers so you can compare against the same spec. Prices come from installers, not from this site.

EnergySageMarketplace - multiple installer bids side by sideCompare quotes on EnergySage
ModernizeMatches you with vetted installers in your areaGet matched with local installers

Disclosure: this is an independent guide. If you request quotes through a link here, the platform may pay this site a referral fee. That fee never changes your quotes.

Prices in nearby cities

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All Montana cities

National price ranges and what moves them